Payment Options & Dental Insurance

Payment Options

Dental treatment is an investment in an individual’s medical and psychological wellbeing. Financial considerations should not be an obstacle to obtaining this important health service.

At Downtown Dental Associates, our goal is to assist you in either maximizing your insurance benefits, or finding a good solution to help with dental costs. We pride ourselves in answering any questions you may have. If we don’t have the answer, we will research until we do find a solution.



We accept most traditional plans and are in network with most dental plans; however, we are not providers of Medicare/Medicaid. We will submit ONLY to your primary insurance company and will do so at no cost to you. If you do have secondary insurance, we will happily assist you in filing your claim.


Co-Payment and Full Payment

Any and all co-payments will be due at the time of service. Since we cannot guarantee what your insurance company will pay; we simply estimate your co-pay due. Then after your insurance company pays us, if there is any balance remaining we will send you a statement. In the event of major work, we can submit a pre-estimate to your insurance company before the work is started. Any outstanding balance will be your responsibility.


Negotiation with Your Insurance Company

When purchasing insurance, you have an agreement with your insurance company on the coverage. We are not involved in this agreement. YOU are our patient and we will treat YOU, not your insurance company. If your insurance company fails to honor our request for payment within 45 days, any balance will be your responsibility.


Flexible Monthly Payment Option

CareCredit is another viable option for many kinds of heath, beauty and wellness needs. CareCredit, the nation’s leading patient payment program, enables you to finance 100% of your dental care with NO money down, NO interest, NO upfront costs and NO prepayment penalties. Learn more and get approved at:


We Accept Credit Cards

Discover, Mastercard, Visa and American Express are all credit cards that we accept.

Patient Forms

Save time at your next visit and complete your health forms before you arrive. Click and print the forms below.

Make an appointment at Downtown Dental Associates today!

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